Current as of November 12, 2026
Terms of Use
Welcome to IIL, a platform owned and operated by Intelligent Innovations Limited (‘IIL’, ‘We’, ‘Us’ or ‘Our’) registered under the Laws of the Federal Republic of Nigeria. As used in these Terms of Use, "IIL service", "our service" or "the service" means the service provided on the IIL platform located at www.intelligentinnovations.co, (“the Website”), including all features and functionalities, website, and user interfaces, as well as software associated with the Service.
By using IIL, you are deemed to have read and agreed to the Terms and Conditions as may be reviewed from time to time. The following words used in this Statement of Terms and Conditions, Privacy Statement and Disclaimer Notice and any or all Agreements shall have the following meaning: "Client or Customer", "You" and "Your" refers to you, the person using IIL and accepting this Terms and Conditions. It also applies to organizations with end users using IIL. "The Company", "Ourselves", "We", “IIL” and "Us", refers to IIL. "Party", "Parties" refers to both the Client, Organization and ourselves, or either the Client, Organization or ourselves.
Please carefully review these terms and conditions of use before using this site or accessing any data here. Any use of this website creates a binding agreement to comply with these terms and conditions. If you do not agree to these terms without limitation or exclusions, you must exit this site immediately.
User Agreement
The following are terms of a legal agreement (the “Agreement”) between you, whether as an individual or on behalf of an organization or corporate entity, and the Company that sets forth the terms and conditions for your use of this website at www.intelligentinnovations.co, including any subdomain thereof (the “Site”).
The Site is owned and operated by Intelligent Innovations Limited. This Site is being provided to you expressly subject to this Agreement. By accessing, browsing and/or using the Site, you acknowledge that you have read, understood, and agree to be bound by the terms of this Agreement and to comply with all applicable laws and regulations. The terms and conditions of this Agreement form an essential basis of the bargain between you and IIL.
IIL reserves the right to amend this Agreement at any time and will notify you of any such changes by posting the revised Agreement on the Site. You should check this Agreement on the Site periodically for changes. All changes shall be effective upon posting. Your continued use of the Site after any change to this Agreement constitutes your agreement to be bound by any such changes. We may terminate, suspend, change, or restrict access to all or any part of this Site without notice or liability.
Promotional offers, raffle draws, discounts or giveaways on IIL may be subject to special terms and conditions. You are advised to carefully read such terms and conditions before subscribing to any offer or product. IIL does not make any representation or guarantee to you that you will win any raffle, lottery, jackpot or promotional offer neither does it assure you of any particular outcome by participating in any promotional programme. By purchasing products up to any prescribed transaction value for any promotional offers, you only become entitled to participate and obtain a chance to win. IIL does not assure you of winning or receiving the prize in the relevant offer.
IIL may, at its absolute discretion, require that cash prize(s) won in any promotional offer(s) is/are utilized solely or partly for services IIL offers and may not be redeemable as disposable cash or income outside the Platform.
General Rules of Conduct
Your use of the Site is subject to all applicable local, state, national and international laws and regulations. You agree to abide by all such laws and regulations, including those relating to intellectual property, defamation, privacy, and the transmission or exportation of data. You agree that you will not do or assist any third party to do, any of the following:
You further agree that you will not use the Site to:
User Accounts and Account Information
Individual Accounts
You agree to provide true, accurate, current and complete account information, and to promptly communicate any updates of that information to IIL.
You are responsible for keeping your login credentials confidential. You may not share your username or password with anyone. You may not transfer your registration, username or password to any other person or entity or otherwise permit anyone to access or use your account.
You are solely responsible for any account information submitted, as well as any other activity that takes place on or through your account. Any information or content submitted on or through your account is deemed to have been submitted by you.
Organizational Accounts
Where an organization or corporate entity registers for the Services, the organization must designate an administrator (“Admin”) who will be responsible for managing the organization’s account. The Administrator may create and manage accounts for individual staff members or other end users of the organization.
The organization, through its Admin, is responsible for:
Ensuring that all staff or end users comply with these Terms;
Maintaining the confidentiality and security of login credentials for the organization’s account and any individual staff accounts;
Promptly updating account information for both the organization and its end users.
Information and Content
In the course of using the Site, you may submit or disseminate certain information or content, and you may receive or access information or content submitted or disseminated by others. Such information and content typically falls into one of three categories:
Throughout these Terms of Use, when we refer to information or content “submitted by you” or “submitted by another Site user,” we are referring to any and all types of information and content submitted, posted, uploaded, displayed, performed, transmitted, disseminated, or otherwise made available, whether on, or through, or in connection with the Site, including: (i) in a user account registration; (ii) in a profile; (iii) in communications (such as queries, alerts, advisories, opportunities or responses to any of the same) transmitted to or through the Site; or (iv) in postings (such as forum, chat room, news group, community or message board and blog postings.
When we refer to information or content “provided by IIL,” we are referring to any and all types of information and content submitted, posted, uploaded, displayed, performed, transmitted, disseminated or otherwise made available by IIL on the Site other than information and content submitted by you or another Site user, including information and content provided by our employees, moderators, contributors, suppliers and customers, whether on, or through, or in connection with the Site, including: (i) Site content; (ii) articles contributed by our contributors; and (iii) news releases and other information and content issued by our customers.
Regardless of the manner in which Site content is accessed by you, you hereby agree to abide by these Terms of Use with regard to all information and content submitted by you, as well as all information and content submitted by another Site user, and all information and content provided by IIL.
In addition to generating information about the information or content that you submit, we may also generate information about how you use the Site (e.g., user analytics). We encourage you to read our Privacy Policy, which explains the personal information we collect, how we use it, and what choices you have in connection with the use of your personal information.
Information and Content Submitted by You
You agree that you are solely responsible for all information and content that you submit to or through the Site.
You represent and warrant that you will not submit information or content that contains any material that:
You further represent and warrant that:
You agree not to submit information or content:
You agree that we may, in our sole discretion and without prior notice to you, edit, move, refuse or remove any such information or content, and take any other action permitted under these Terms of Use.
You acknowledge that IIL has no responsibility or liability for the actions of other users of the Site, including actions another user may take or fail to take with respect to information or content that you submit to the Site. Please exercise appropriate caution when posting or communicating any information or content to the Site, or when using any information or content posted, communicated or otherwise submitted by another Site user to or through the Site.
Information and Content Submitted by Other Users
Although we monitor the information or content posted by Site users as much as practicable, we cannot and do not monitor or review all information or content that is submitted to or through the Site at every given time. Information may also be provided by any professional advisor referred or contacted through the use of the Site.
All such information, opinion and content submitted or otherwise provided by users of the Site or any professional advisor are the sole responsibility of the user or professional advisor that provided the information or content and you acknowledge that IIL is not responsible for the accuracy, timeliness, integrity, quality, safety, appropriateness or any other aspect of such information or content, for any links, products or services offered, advertised or provided by any user of the Site, or for any actions of any other user of the Site. If you choose to use or rely on such information or content, you do so solely at your own risk and without any representation or warranty whatsoever from IIL, its affiliates or its service providers.
We do not verify, endorse, or vouch for any information or content submitted by Site users, or verify the identity, credentials, affiliations or expertise of Site users. We encourage you to consider carefully the source of all information and content accessed on or through the Site and the factors that may influence or motivate that source, and to be cautious about any and all statements and opinions expressed by Site users.
In using the Site, you accept the risk that you may be exposed to information or content that you find offensive, indecent, dangerous, harmful or otherwise objectionable, and acknowledge that information and content submitted by other Site users are not from and may not reflect the views of IIL.
We recommend that you take reasonable precautions with regard to any information or content from other users of the Site that you choose to download (for example, scanning for viruses), and links that you choose to click through. If you choose to receive, copy or download information or content, or click through links, submitted by another user, you do so at your own risk.
You agree not to republish, upload, post, transmit or distribute information or content submitted to the Site by other users, without the prior written approval of the owner of such information or content.
Links to Third Party Sites
Content available through the Site may contain links to other Internet websites (including links provided by IIL on its own behalf or on behalf of IIL customers). We neither control nor endorse such other websites, nor have we reviewed or approved any information or content that appears on such other websites. You acknowledge and agree that we shall not be held responsible for the legality, accuracy, timeliness, quality, safety or inappropriate nature of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content. We recommend that you take reasonable precautions with regard to any links that you choose to click through (including any information or content that you choose to download through those links (for example, scanning for viruses)), as you do so at your own risk.
Information and Content Provided by IIL
For the purpose of these Terms of Use, we consider any information or content on the Site that is not submitted by you or another Site user to be information and content provided by IIL. This includes (i) information and content generated, licensed, or otherwise supplied by IIL (including everything from the design elements of the Site to comments, posts and articles contributed by IIL’s moderators and contributors); and (ii) news releases, photographs and other information and content issued by IIL customers.
We will use reasonable efforts to verify the accuracy of any information displayed, supplied, passing through or originating from the Services, but such information may not always be accurate or current and relevant in all contexts. We will, however, use reasonable efforts to correct any error of fact, timing or omission brought to our attention.
You hereby acknowledge that the views expressed by other users are their own opinions, not the views of IIL, and that different users may espouse conflicting opinions.
Fees and Subscription
Subscription fees may be determined in whole or in part by your level of usage of the Services. Usage may be measured by factors including, without limitation, frequency of access, duration of use, number of users, content accessed, or other usage metrics communicated at the time of subscription or renewal. You acknowledge that increased usage may result in higher fees. For organizational accounts, the organization is responsible for subscription fees corresponding to the number of staff or end users registered under its account.
Where you provide credit or debit card information, you represent and warrant that you are authorized to use such payment method and hereby authorize IIL to charge the applicable subscription and usage-based fees on a recurring basis as they become due
While IIL make reasonable efforts to ensure pricing accuracy, all prices are subject to change. Where applicable, you will be notified of any pricing changes prior to their implementation.
You agree to pay all applicable taxes, levies, or duties imposed in connection with your use of the Services or purchase of any products.
IIL's Proprietary Rights
Except with respect to information and content submitted by you, as between you and IIL, all information and content provided by IIL, including information and content submitted by IIL’s content suppliers, customers, contributors and moderators, all proprietary elements and aspects of the Site and any proprietary material generated or derived from the same (including software, design, text, images, photographs, illustrations, audio and video material, artwork, graphic material, databases, information, the compilation of all information and content on the Site, the selection, sequence and “look and feel” and arrangement of items), and all trademarks, service marks and trade names used in association with the Site (individually or collectively, "IIL Materials"), are the exclusive property of IIL. All other trademarks, service marks, trade names, trade dress and logos appearing on the Site are the property of their respective owners.
Except as otherwise permitted herein or by IIL in advance and in writing, you may access and use the IIL Materials, and download or print out a single copy from the Site, solely for your personal, non-commercial use.
Except as expressly permitted herein, you may not reproduce, modify, create derivative works from, display, perform, publish, distribute (including any electronic redistribution or database storage and retrieval), disseminate, broadcast or circulate to any third party (including on or via a third party website), or otherwise use, any IIL Materials, in full, in part, in full text or in abstract, without the express prior written consent of IIL.
Any unauthorized or prohibited use of the Site, any IIL Materials or other proprietary material may subject you to civil liability or criminal prosecution, or both, under applicable federal and state laws and regulations, as well as foreign laws, regulations and treaties. You are solely responsible for determining and confirming your compliance with all laws and regulations applicable to use of IIL Materials in a jurisdiction, including without restriction all laws and regulations applicable to intellectual property rights. Your use of IIL Materials is at your own risk and without any representation or warranty whatsoever from IIL, its affiliates or its service providers
Inquiries concerning the use of IIL text, photos, images, video, audio and other content should be addressed to info@intelligentinnovations.co
Privacy
Please see our Privacy Policy for other important information and disclosures relating to the collection, use and disclosure of your personal information in connection with your use of the Site.
Removal, Restriction, Suspension, Deactivation and Termination
IIL has the right, but not the obligation, to take any of the following actions at any time without notice to you:
We may take any of the above actions for any reason, including: (i) suspicion of a breach or violation of these Term of Use or incorporated policies, guidelines and limits; (ii) a request by law enforcement or another government agency; (iii) a request by you; (iv) discontinuance or modification of the Site (or any part thereof); (v) to protect the rights, property or personal safety of the third parties; or (vi) in response to technical or security issues or problems affecting the Site.
In addition, if you select a username that IIL deems, in its sole discretion, to be potentially misleading, infringing, obscene, threatening, offensive, harassing, defamatory, invasive of another's privacy, or is otherwise objectionable or inappropriate, we may, without prior notice to you, change your username or take any of the above-listed actions.
Once an account has been deactivated (for whatever reason), all information, files and other contents stored in that account may be irretrievably deleted without notice to you, and IIL shall have no further obligation to you.
Suspension or termination of an organizational account may result in suspension or termination of all staff or end-user accounts under that organization.
We reserve the right without any liability to you to take whatever actions that we deem necessary in our sole discretion to investigate any suspected illegal and/or unauthorized use of the Site, or any breach of these Terms of Use, and, in addition to those actions listed above, to take appropriate legal action against you, including without limitation seeking civil, criminal and injunctive relief.
You agree that if your Site user account is terminated for any reason, you will not attempt to establish a new account or otherwise post content under any name, real or assumed.
Indemnification
You hereby agree to indemnify, defend (except as set forth below), and hold IIL, its parent, subsidiaries, affiliates, content suppliers and customers, and its and their respective officers, directors, owners, employees, agents, representatives, vendors, service providers and licensors, and its and their respective successors and assigns harmless from and against any and all liability, loss, damage, judgment, cost and expense (including attorneys' fees and costs), incurred in connection with any claim, action, or proceeding brought by a third party based upon or arising out of your use of the Site, your use of any IIL Materials, the information or content you submit to or through the Site, or your violation or alleged violation of these Terms of Use or the rights of any other user, person or entity (an “Indemnified Claim”).
Disclaimers
THE SITE AND ALL IIL MATERIALS ARE MADE AVAILABLE ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY REPRESENTATION, PROMISE OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, IIL, ITS OFFICERS, DIRECTORS, EMPLOYEES, PARENTS, SUBSIDIARIES, AFFILIATES, SUPPLIERS, ADVERTISERS, AND AGENTS (THE “IIL PARTIES”) DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, INCLUDING WARRANTIES (I) WARRANTIES OF TITLE AND NON-INFRINGEMENT, (II) WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR USE, (III) WARRANTIES RELATING TO THE ADEQUACY, ACCURACY, TIMELINESS, QUALITY, SAFETY OR COMPLETENESS OF ANY INFORMATION OR CONTENT AVAILABLE THROUGH THE SITE, (IV) WARRANTIES THAT THE SITE WILL BE AVAILABLE FOR USE, UNINTERRUPTED, ERROR FREE OR SECURE, OR THAT ALL FEATURES, FUNCTIONS OR OPERATIONS OF THE SITE WILL BE AVAILABLE OR PERFORM AS DESCRIBED OR THAT ANY ERRORS WILL BE CORRECTED, (V) WARRANTIES THAT THE SITE (INCLUDING FILES AVAILABLE FOR DOWNLOAD FROM OR THROUGH THE SITE) OR THE SERVER(S) ON WHICH THE SITE IS HOSTED ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. NO OPINION, ADVICE, OR STATEMENT OF IIL OR ITS AFFILIATES, SUPPLIERS, AGENTS, CUSTOMERS, OR USERS, WHETHER MADE IN THESE TERMS OF USE, ON THE SITE OR OTHERWISE, SHALL CREATE ANY WARRANTY.
YOUR USE OF THE SITE AND ANY AND ALL INFORMATION OR CONTENT THAT YOU VIEW, DOWNLOAD OR OTHERWISE OBTAIN FROM OR THROUGH THE SITE IS AT YOUR OWN RISK. UNDER NO CIRCUMSTANCES SHALL IIL OR THE IIL PARTIES BE LIABLE TO YOU FOR ANY LOSS, DAMAGE OR EXPENSE INCURRED IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SITE OR YOUR USE OF OR RELIANCE ON ANY INFORMATION OR CONTENT THAT YOU VIEW, DOWNLOAD OR OTHERWISE OBTAIN FROM OR THROUGH THE SITE
UNDER NO CIRCUMSTANCES SHALL IIL BE LIABLE TO YOU FOR ANY LOSS, DAMAGE OR EXPENSE INCURRED IN CONNECTION WITH ANY MISREPRESENTATION OR OTHER BREACH OF THESE TERMS OF USE BY ANOTHER USER, OR ANY COMMUNICATION, ACTIVITY, BUSINESS DEALING OR TRANSACTION BETWEEN YOU AND ANY OTHER THIRD PARTY
IIL SHALL HAVE NO LIABILITY FOR, AND YOU AGREE TO WAIVE ANY AND ALL RIGHTS AGAINST IIL AND HOLD IIL HARMLESS IN CONNECTION WITH, ANY CLAIMS RELATING TO (I) ANY ACTION TAKEN OR NOT TAKEN BY IIL AS PART OF AN INVESTIGATION OF A SUSPECTED VIOLATION OF THESE TERMS OF USE, AND (II) ANY STEPS TAKEN OR NOT TAKEN BY IIL IN RESPONSE A CONCLUSION THAT A VIOLATION OF THE TERMS OF USE HAS OCCURRED OR NOT OCCURRED.
REGARDLESS OF THE FORM OF ACTION, WHETHER TORT, BREACH OF CONTRACT, BREACH OF WARRANTY, STRICT LIABILITY, OR OTHERWISE, IN NO EVENT SHALL THE IIL PARTIES BE LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL OR PUNITIVE DAMAGE OR EXPENSE, INCLUDING LOSS OF BUSINESS, LOST PROFITS OR OTHER ECONOMIC DAMAGE OF ANY KIND ARISING FROM OR RELATED TO YOUR USE OF (OR YOUR INABILITY TO USE) THE SITE OR ANY IIL MATERIALS, OR ARISING FROM ANY OTHER CAUSE, EVEN IF THE IIL PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OR FORESEEABILITY OF SUCH DAMAGE OR EXPENSE.
Limitation of Liability
IIL’S TOTAL CUMULATIVE LIABILITY TO YOU ON ACCOUNT OF ANY AND ALL CLAIMS AND ACTIONS OF ALL KINDS, INCLUDING TORT, CONTRACT, STRICT LIABILITY, BREACH OF CONTRACT OR BREACH OF WARRANTY ARISING IN CONNECTION WITH YOUR USE OF (OR INABILITY TO USE) THE SITE OR ANY IIL MATERIALS, OR ARISING FROM ALL OTHER CAUSES, SHALL NEVER EXCEED THE GREATER OF THE TOTAL AMOUNT PAID TO THE IIL PARTIES BY YOU, IF ANY, FOR ACCESS TO THE SITE IN THE CURRENT CALENDAR YEAR.
NOTWITHSTANDING THE FOREGOING DISCLAIMERS AND LIMITATIONS OF LIABILITY, NOTHING IN THESE TERMS OF USE EXCLUDES OR LIMITS THE IIL PARTIES’ LIABILITY FOR ANY CLAIM THAT, BY LAW, CANNOT BE EXCLUDED OR LIMITED
Copyright Infringement
If you believe, in good faith, that any materials posted on the Site infringe your copyright, please contact us promptly so that we may take appropriate action. In order for us to respond to your claim of infringement, you (or your agent) must provide us, in writing, with the following information:
Please note that you will be liable for damages (including attorneys' fees and costs) if you materially misrepresent the nature of your rights or the nature of the alleged infringement.
It is IIL’s policy to terminate the user accounts of repeat infringers or otherwise take reasonable steps to prevent such users from continuing to post
Applicable Law and Dispute Resolution
You acknowledge that this agreement and any dispute between you and us shall be governed in accordance with Nigerian laws. You also acknowledge that you have read this provision carefully and understand that it limits your rights in the event of a dispute between you and us.
Miscellaneous
General. This Site is created, controlled and operated by IIL in Nigeria, and is intended for use by persons who are at least 18 years of age or older.
Notice. We may be required by state or federal law to notify you of certain events. You hereby acknowledge and consent that such notices will be effective upon our posting them on the Site or delivering them to you through e-mail. If you do not provide us with accurate information and update it, as necessary, we cannot be held liable for a resulting failure to notify you.
Cumulative Rights. Except as otherwise provided herein, no rights or remedies of IIL in these Terms of Use are exclusive, but are cumulative of all other rights and remedies.
Assignment. The rights and obligation of IIL under these Terms of Use may be assigned or delegated, in whole or in part, by IIL to an affiliate or a third party in connection with a merger, acquisition, reorganization, or sale of assets. You may not assign or delegate these Terms of Use, in whole or in part, and any attempt to do so will be null and void.
Construction. In these Terms of Use, unless otherwise specified: (i) "herein," hereof," "hereunder," "hereto," and similar terms, refer to these Terms of Use as a whole and not merely to the specific section, paragraph or clause in which the respective word appears; (ii) any defined terms may, unless the context otherwise requires, be used in the singular or the plural; (iii) “or” connotes any combination of all or any of the items listed; and (iv) where “including,” “include” or “includes” is used to refer to an example or begins a list of items, such example or list shall not be exclusive..:
No Third Party Beneficiaries. Except for IIL’s affiliates, and the suppliers and vendors that support the Site, there are no third party beneficiaries of these Terms of Use.
Headings. Headings and captions contained in these Terms of Use are included for convenience only, and are not intended to define or govern the interpretation of any section or provision hereof.
Waiver. The failure of IIL to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision, and no waiver by IIL of a breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.
Severability of Terms. If any provision of these Terms of Use is found by a court of competent jurisdiction to be invalid, illegal or otherwise unenforceable, such provision shall be deemed deleted from the Terms of Use and replaced with a provision that approximates, as nearly as possible, the intent of the offending provision while remaining valid, legal and enforceable. All other provisions of these Terms of Use shall remain in full force and effect. The following provisions of this Agreement shall survive termination of your use or access to the Site: the sections concerning Indemnification, Disclaimer of Warranties, Limitation of Liability, Waiver, Applicable Law and Dispute Resolution, and General Provisions, and any other provision that by its terms survives termination of your use or access to the Site.
Contact Information
For any purpose other than technical support requests, you may contact us by registered post or courier: Intelligent Innovations Limited, 1A Kola Adeyina close, Lekki phase 1, Lagos.
If you encounter any problems with or have any questions about the Site, IIL Materials, or these Terms of Use, you may contact us via https://www.intelligentinnovations.co.
Last Updated: November 12, 2026